Direct Answer Wesley’s critique (as quoted by Bercot) warns that a “bookkeeping” view of imputed righteousness can lull people into thinking ongoing unrighteousness doesn’t matter because Christ supposedly covers everything. Bercot’s alternative is that God gives a clean slate at baptism, then expects faithful, obedient fruit—so practices that foster repentance and perseverance protect against both self-righteous earning and careless denial.
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