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Direct Answer The transcript says Romans 13:8 is still connected to Paul’s instructions about what we “owe” governing authorities—taxes and honor—so it isn’t aimed at banning all borrowing. A desire to use it as a money-rule seems driven by reading the line as a standalone slogan instead of following Paul’s flow of thought.

Support from Transcript:

• David Bercot notes, “Some Christians today think…Christians should never borrow money,” but says “none of the early Christians interpreted Paul’s words in that manner, for that is not his context.”
• He says Paul is “still referring to owing taxes and honor to the governing authorities,” tying it to the prior section.
• He points out the connection is “even more obvious in the Greek,” because the word for “owe” (??????) matches the previous verse’s wording.
• The Apostolic Constitutions apply it to “offerings, customs, honor, gifts, and taxes,” then conclude the only unpaid debt is love.
• Bercot highlights Paul “adroitly transitions” from governmental obligations to “the debt of love that we owe to one another never ends.”